 |
|
Bad Credit
Refinance | Top Companies: This Week's Reviews |
|
|
| Services Offered:
Bad credit refinance |
|
| Company Overview:
Bank of Internet began as an online-only lender in 1999.
They are FDIC-insured like any other bank, but operate
online only. They started in 1999, and have more than $1
billion assets currently. The company works with
consumers across the country even though they are
headquartered in San Diego. |
|
| Our Review:
Bank of Internet is one of our favorite lenders, for a
variety of reasons. They have so many great loan
programs for consumers, and their service is nearly
unmatched. The website is professional, and easy to
navigate, making it usable for just about anyone with
basic internet skills. |
|
| User Review:
Bank of Internet helped me find a great loan for my
needs. The customer service was better than I would have
expected from an online company. Plus, their lending
options were so great, too. I love everything about this
company, and I can’t wait to work with them again! |
|
|
|
| Services Offered:
Bad credit refinance |
|
| Company Overview:
Quicken Loans has been in business for well over 20
years. With more than 4,000 employees and over 150
different lending programs, they have something for
everyone. Their customer satisfaction rating is at 94%,
making their service speak for itself. |
|
| Our Review:
Quicken Loans is one of our favorite companies for bad
credit refinance loans and other home loan needs. They
have so many different programs to work with, and their
customer service is outstanding. In addition, the
website is really easy to use, and everyone has a chance
to get the loan that they need. |
|
| User Review:
Quicken Loans was really great with all my needs. I went
to them disheartened, because finding a bad credit
refinance loan was proving to be the impossible task.
However, I spent about ten minutes on their site and had
a loan approval in just a few days. I was so excited,
and I couldn’t wait to tell my family that I was going
to be able to keep my home. |
|
|
|
| Services Offered:
Bad credit refinance |
|
| Company Overview:
LoanWeb was established by iHomeowners, Inc. in 1996.
They are a part of one of the oldest internet marketing
companies in the country, and have an average annual
growth of 94%. The company works with a network of
lenders to help consumers with their loan needs. They
were listed in 2004 Inc. Magazine as a member of the
Inc. 500. |
|
| Our Review:
LoanWeb is a great company. They have many different
services to help people out, and can generally help even
with a bad credit refinance. By taking the time to work
with consumers, they are able to help everyone
individually, which is great. The website is really easy
to navigate and the forms don’t take long to fill out,
which is nice. |
|
| User Review:
I found a bad credit refinance on LoanWeb when I didn’t
think that I would ever find one. It was a welcome
relief that I was able to save my family’s home from
foreclosure, because we would have had no place to go. I
owe everything to LoanWeb, and I’ll be sure to return in
the future and let my friends know about this great
company. |
|
|
|
| Services Offered:
Bad credit refinance |
|
| Company Overview:
MortgageLoan.com was established in 1995, and acts as an
informational resource to consumers in need of home
loans and refinance options. The company is located in
Florida, and has helped millions of customers since they
began. Their loans have a 30-day lock-in period,
ensuring that you get the most accurate information. |
|
| Our Review:
MortgageLoan.com offers a great service for consumers.
They have interest rate comparisons and information to
help people find mortgages and refinance loans, as well
as a list of lenders that will help everyone find what
they need. The company has great customer service, and
the website is easy to use. |
|
| User Review:
MortgageLoan.com was about my last option when I was
looking for a loan. With my bad credit, refinance loans
were hard to find. However, this place actually gave me
a chance, and for that I am forever grateful. I didn’t
think I’d survive losing my job and having to find
another before my home was taken from me, but thanks to
them I didn’t have to worry about losing my home at all. |
|
|
 |
Other Top Companies for
Bad Credit Refinance : |
|
|
|
|
 |
|
How to Find a Bad Credit Refinance Loan: |
|
The first rule
to finding a bad credit refinance loan is to keep in
mind that you CAN find one, as long as you look in the
right places. The second rule is that you have to commit
yourself and your time to the effort, in order to make
sure that you get the best loan for your needs. Most
people refinance their homes to get better interest
rates or lower payments. If you have bad credit, this
might prove difficult unless you’re nearing the halfway
point in your mortgage or are further along. However,
there are many lenders, especially in the current
economy, that are willing to work with bad credit
customers to get them the bad credit refinance loans
that they need. Never say it’s impossible until you have
checked with EVERY single bank and lender out there. If
you do this, you’ll find a loan that suits your needs,
because there will be at least one lender who will give
you a chance. You need to make sure that you are
actually paying less for your bad credit refinance and
not more, like many people end up doing. Staying in a
bad loan is never a good idea, but refinancing into a
loan that you can’t afford is just as bad. By taking the
time to check out the different companies and find one
willing to work with you, you’ll likely have a much more
enjoyable experience in finding a bad credit refinance
loan. Even if you only owe half of what your home is
worth, your payments should never go up on a refinance,
because that would defeat the purpose of refinancing in
the first place, unless of course you’re looking for a
home equity line to fix up your home or pay off debts.
Just invest the effort into getting the loan that you
need, and finding a bad credit refinance company that
will work with you, not against you.
|
 |
|
Bad Credit Refinance : Tools |
bad credit refinance videos:
|
 |
|
 |
